Plan the Australian side of your family move

Create one dated map of tax residency, visas, work, property, super, Medicare and other cover, Centrelink, study loans, schools and family health. It reveals which decisions must happen before the moving date is fixed.

No. Tax residency is separate from citizenship and immigration status. The ATO applies residence tests to the family's actual circumstances, including purpose, homes, family, work and ties.

Not simply because they move. Citizens and permanent residents generally remain subject to normal preservation and release conditions. DASP is a different route for eligible former temporary residents.

No. Medicare does not normally fund treatment overseas, and none of SettleHappy's five priority destinations is on Australia's current reciprocal healthcare agreement list. Arrange appropriate overseas cover and healthcare funding.

There is no universal answer. Compare net sale proceeds with conservative after-tax rental cash flow, management, mortgage, insurance, state charges and the usefulness of a return option. Foreign-resident CGT rules can make timing important.

Often some existing accounts can remain, but provider rules differ by destination and product. Give genuine residence and tax information, ask about restrictions and keep more than one payment and authentication route.

Yes, covered loans can carry overseas notification and annual worldwide-income or non-lodgment obligations. The ATO states that a person intending to reside overseas for 183 days or more in any 12 months should notify within seven days of leaving.

Six to twelve months is useful where the move involves property, school admissions, health underwriting, an SMSF, complex tax, pets or a business. Begin with research and evidence before making irreversible notifications.